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Last year’s W-2 form. |
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Signed and dated Federal Tax Returns (1040s)
from the last year, including all schedules. |
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Most recent pay stubs for each borrower. |
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A copy of your most recent mortgage
statement (if available). |
If you are self-employed, you will also need:
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Last year's signed and dated tax return,
including all schedules, a year-to-date Profit and Loss (P&L) Statement
that is less than 60 days old, and a current signed Balance Sheet. |
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If you're part of a corporation or
partnership, provide last year's tax return for corporation/partnership
including form K-1, a year-to-date Profit and Loss (P&L) Statement (less
than 60 days old), and a current signed Balance Sheet. |
Certain applicants will need to supply additional information:
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If you receive a Social Security pension or
annuity, provide a copy of the awards letter and a copy of a recent benefit
check. |
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If you own other real estate, provide a
lease/rental agreement if applicable, and copies of property tax and insurance
bills. |
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If you receive alimony or child support,
provide a copy of the divorce decree and evidence of receipt of income for 12
months (e.g., canceled checks, deposit slips or bank statements). |
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If you pay alimony or child support, provide
a copy of your divorce decree.
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If you've had a bankruptcy within the last
seven years, provide a copy of your bankruptcy discharge, a copy of the
petition (including schedules A & B) and an explanation of the
circumstances. |
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If you currently pay rent, provide copies of rental payments for
the last 12 months (may include canceled checks, bank statements, money orders,
etc.) and the name and address of your landlord for the same time period. |